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Generally speaking, when you are dressing up for a dressier event, you should match your shoes to your pants

Team with 'Andromeda' or 'Lumiere black'

Its more that a penny loafer can vary quite a lot depending on other aspects of the style

She could not have been cooler or more '60s in this Givenchy outfit with a geometric hat, sleeveless blouse and tweed skirt for Vogue

Though Princess Diana wore it traditionally as a brooch during the Dutch State Visit in 1982, it was quickly converted into that iconic pearl choker sometime before 1985, when she wore it to the White House and turned heads during her famous dance with John Travolta
