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I wore a pretty black military-inspired jacket (similar, here and here), scrunched brown suede boots, and a colorful pink, brown, and black leopard scarf (similar, here)

This is an older image but the outfit formula is still very much on point

You dont want to risk offending a host or a boss who might have a different understanding of smart casual than that one YouTube video you found that says your favorite bands t-shirt is fine

the virtual closet is heavily packed with dozens of unique shirts, highly detailed skirts, and stunning footwear options just waiting to be mixed and matched in Vortella's Dress Up

For example, most medical workers wear uniforms or coats over their clothes